Category: Hajj and Umrah (Pilgrimage)
Fatwa#: 39452
Asked Country: United States

Answered Date: Nov 29,2017

Title: if a person has a student loan debt, are they still allowed to go for Hajj or Umrah?


Asalaam'alaikum wa Rahmatullahi wabarakaatuh, if a person has a student loan debt, are they still allowed/permitted to go for Hajj or Umrah? JazakAllah Khairan


In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

If a person has taken a student loan with deferred payments, he may go for Hajj. He should honor his monthly installments and also make tawbah for involving himself in an interest based loan.[1]

And Allah Ta’āla Knows Best

Tahmid Chowdhury

Student Darul Iftaa

New York, USA

Checked and Approved by,

Mufti Ebrahim Desai.



الدر المختار وحاشية ابن عابدين (رد المحتار) (2/ 461)

أي من بيان ما لا بد منه من الحوائج الأصلية كفرسه وسلاحه وثيابه وعبيد خدمته وآلات حرفته وأثاثه وقضاء ديونه وأصدقته ولو مؤجلة كما في اللباب وغيره والمراد قضاء ديون العباد


الدر المختار وحاشية ابن عابدين (رد المحتار) (2/ 458)

شروط الوجوب وهي التي إذا وجدت بتمامها وجب الحج وإلا فلا وهي سبعة: الإسلام، والعلم بالوجوب لمن في دار الحرب والبلوغ والعقل والحرية والاستطاعة والوقت أي القدرة في أشهر الحج أو في وقت خروج أهل بلده


حاشية إرشاد الساري ص٥٥

السادس الإستطاعة

و هي شرط الوجوب لا شرط الجواز و الوقوع عن الفرض


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