Fatwa: # 22656
Category: Zakat
Country: United Kingdom
Date: 5th October 2012


Is my brother eligible for Zakaat?


I have a query in relation to Zakah dispensation. My brother is in a debt of 1200 GBP, and has 100 GBP savings. This debt is on a credit card he used to purchase his car.

His personal belongings (iphone, clothes, ps3, etc) are perhaps currently valued under 1200 if they were to be sold.

However his car is roughly worth 2000 GBP – but as mentioned he used a credit card 0% to buy this.

Based on this scenario mentioned is my brother eligible for Zakah?

He currently works but as today he only has 100 GBP savings?

Previously when he had no job, I gave him my Zakah funds

Please kindly advise.




In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

In principle, if one’s liabilities exceed one’s assets, then one is eligible for Zakaat.[1] Therefore, it is permissible for you to give your Zakaat to your brother since his liability (1200 GPB) exceeds his total assets (100 GPB).

Personal belongings such as clothes, vehicle, etc are not considered when calculating Zakaat.[2]

And Allah Ta’āla Knows Best                                       

Ismail Desai,
Student Darul Iftaa
Durban, South Africa

Checked and Approved by,
Mufti Ebrahim Desai.

  1رجل له علي انسان مائتا درهم، هل يحل له أخذ الزكوة؟ فهذا علي وجهين: اما ان كان من عليه الدين معسرا، أو موسرا، ففي الوجه الأول: تكلم المتأخرون، و المختار أنه يحل الأخذ، لأن يده زائلة عن ماله، فصار بمنزلة ابن السبيل ( كتاب التجنيس و المزيد، كتاب الزكوة، ج 2، ص 343)

و المديون (كنز الدقائق، كتاب الزكوة، باب  المصرف، ج 1، ص 224)

و الغارم من لزمه الدين (الفقه النافع، باب من يجوز دفع الصدقة اليه و من لا يجوز، ج1، ص 356)

و اما الغارمون: فهم الذين لزمهم الدين، فهم محل الصدقة، و ان كان فيي أيديهم مال اذا كان ذلك المال لا يزيد علي الدين قدر مائتي درهم فضاعدا، لأن مقدار الدين من ماله مستحق بحاجته الأصلية، فيجعل كالمعدوم (المحيط البرهاني، كتاب الزكوة، ج 3، ص 210- 211)

و من كان عليه دين محيط بماله لا زكوة عليه عندنا (الفقه النافع، ج 1، ص 326)

2   و ليس في دور السكني و ثياب البدن و أثاث المنزل و دواب الركوب و عبيد الخدمة و سلاح الاستعمال زكوة لأنها غير فاضلة ( الفقه النافع، ج 1، ص 326)

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